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FeeBreaker
USStripe

US Stripe Fee Calculator

Calculate exactly how much Stripe charges for your US payment and what you keep. Supports both domestic and international card transactions.

Calculate Fee

Transaction Type

Rate2.90%
Fixed fee$0.30
Formula2.9% + $0.30
You keep
$96.80
Effective fee rate: 3.2%
Payment received$100.00
Stripe fee-$3.20
You keep$96.80
To receive exactly $100.00 after fees:
Charge $103.30

Quick Examples

You keep$96.80
Fee: 3.2%

How Stripe Fees Work in the US

Stripe charges a percentage-based fee plus a flat per-transaction fee on every payment. For US domestic cards, the standard rate is 2.9% + $0.30. International cards cost more at 3.9% + $0.30, and there's an additional 1% currency conversion fee when applicable.

These fees are deducted automatically from each payment before the funds reach your Stripe balance. No monthly fees, no setup costs, no hidden charges.

Sample Calculations

PaymentTypeFeeYou Keep
$25.00Domestic-$1.03$23.98
$50.00Domestic-$1.75$48.25
$100.00Domestic-$3.20$96.80
$100.00International-$4.20$95.80
$500.00Domestic-$14.80$485.20
$1000.00Domestic-$29.30$970.70

FAQ

Does Stripe charge monthly fees?

No. Stripe has no monthly fees, setup fees, or cancellation fees. You only pay per transaction.

What about Stripe's additional fees?

International cards add +1% on top of the base rate. Currency conversion adds another 1%. Disputed payments (chargebacks) cost $15 each. These are not included in the basic calculator above.

How do I reduce Stripe fees?

High-volume businesses ($80K+/month) can contact Stripe for custom pricing. Otherwise, encouraging domestic card payments and avoiding currency conversion can help.

Related Tools

Fee data from the official Stripe US pricing page. Last updated: 2026-03-26. Rates shown are standard; your account may have different pricing.